Restaurants left in lurch, as insurance companies deny Covid-19 reimbursements

To cover the losses restaurants are suffering in our current situation, a number of establishments are filing claims with their insurance carriers—only to discover that their policies don’t cover pandemic scenarios. One restaurant owner says he was hoping to use reimbursement to pay his laid off employees, and now he can’t. What gives? Ultimately, what is and isn’t covered depends on the fine print of a given contract. Some may only reimburse for “direct, physical losses”—a stolen freezer, say—while others may have a specific exemption for losses due to microorganisms. The Portsmouth Herald has the story.